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Foreign Exchange Services.

Northern Global FX is a trading name of Virtutech Finance Ltd, a company registered in England and Wales. (Company Registration Number: 15439194).

Registered Office: 85 Great Portland Street, First Floor, London, England, W1W 7LT

Contact

Get In Touch

+44 2035 088 916

info@northernglobalfx.com

1 Coldbath Square
Farringdon
London
EC1R 5HL

Northern Global has meticulously chosen top-tier fintech and foreign exchange partners to offer our clients regulated services and products.

Northern Global FX Ltd operates as an FX introducer, providing access to competitive foreign-exchange solutions through FCA-authorised payment institutions. We do not hold client funds or provide regulated payment services ourselves. All payments are processed by our regulated partners, with client funds held in safeguarded accounts in accordance with regulatory requirements.

Equals

FCA Authorisation – Payment services are provided by Equals Connect Limited (‘’Equals Connect’’). Equals Connect are authorised and regulated by the Financial Conduct Authority (“FCA”) as an Authorised Payment Institution (“API”) (FRN: 671508).

HMRC Regulation – Along with being FCA authorised, Equals Connect is regulated by Her Majesty’s Revenue and Customs (HMRC) as a Money Service Business, Licence No: 12594438.

Safeguarding – As an Authorised Payment Institution, Equals Connect are required to comply with safeguarding requirements under regulation 23 of the PSRs 2017. The PSRs 2017 impose safeguarding requirements to protect customers where funds are held by an institution and not a bank. Safeguarding is a set of rules that defines how an API must protect your money. These rules are designed to ensure that if an API fails, your money is kept safe and will be paid back to you. Equals Connect hold a number of designated client safeguarded bank accounts with various UK or EEA authorised credit institutions. Client funds are pooled and held in these accounts separate to our own working capital. These accounts are protected by law from any creditors making a claim against them.

Data Protection – Through the provision of our services, we are required to collect personal data. Doing so allows us to provide our products and services, fulfil our legal obligations and carry out our legitimate interests, without acting against your privacy rights. This data is collected lawfully by Equals Connect who comply with all ICO regulatory and statutory requirements.

Currency Cloud

Payment services (Non MIFID related products) for Northern Global FX are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).

For clients based in the European Economic Area, payment services for Northern Global are provided by CurrencyCloud B.V.. Registered in the Netherlands No. 72186178. Registered Office: Nieuwezijds Voorburgwal 296 – 298, Mindspace Nieuwezijds Office 001 Amsterdam. CurrencyCloud B.V. is authorised by the DNB under the Wet op het financieel toezicht to carry out the business of an electronic-money institution (Relation Number: R142701).

Payment services for Northern Global FX in the United States are provided by Visa Global Services Inc. (VGSI), a licensed money transmitter (NMLS ID 181032) in the states listed here. VGSI is licensed as a money transmitter by the New York Department of Financial Services. Mailing address: 900 Metro Center Blvd, Mailstop 1Z, Foster City, CA 94404. VGSI is also a registered Money Services Business (“MSB”) with FinCEN and a registered Foreign MSB with FINTRAC. For live customer support contact VGSI at (888) 733-0041.

For clients based in the United Kingdom and rest of the world, payment services for Northern Global FX are provided by The Currency Cloud Limited. Registered in England and Wales No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).

CC’s Terms of Use can be found here – https://www.currencycloud.com/wp-content/uploads/2024/08/Currencycloud-Terms-UK-TCCL-15-August-24.pdf

Sciopay

Payment services for Northern Global FX are provided by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales. Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB). License No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution. Firm Reference Number: 927951

GC Partners

Northern Global FX’s Currency’s payment and foreign currency exchange services are provided by Global Currency Exchange Network Ltd T/A GC Partners. Global Currency Exchange Network Ltd is authorised by the FCA under the Payment Services Regulations, 2017 (FRN: 504346). Registered as a Money Services Business, regulated by HM Revenue & Customs (“HMRC”) under the Money Laundering Regulations 2017. (Registration number is 12137189). Registered in England and Wales. Company number 04675786. Registered Office 3rd Floor 100 New Bond Street, London, England, W1S 1SP.

Ebury

Payment services for Northern Global FX are provided by – Ebury Partners UK Ltd, authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution. Reference number: 900797. Ebury Partners UK Ltd is registered with the Information Commissioners Office, with registration number: ZA345828. Ebury Partners Markets Ltd is authorised and regulated by the Financial Conduct Authority as an Investment Firm to provide advice and execute trades in MiFID derivative products. Reference number: 784063. Ebury Partners Finance Ltd is registered with the Financial Conduct Authority (Firm Reference Number: 615510). Ebury Mass Payments Limited is authorised by the Financial Conduct Authority under the Payment Service Regulations 2017 (Firm Reference Number: 577057).

Important notice
Virtutech Finance Ltd (trading as Northern Global FX) is a separate and independent company and is not affiliated with, connected to, or associated with any other entity trading under a similar name, including “North Global FX”.